Exclusive Offer

As an exclusive offer to Melaleuca borrowers, a CLOSING COST CREDIT is offered to borrowers meeting the following criteria:

1. Your first mortgage loan amount is equal to or greater than $150,000.
2. You must have a qualified credit profile meeting the following criteria:
   1. Middle FICO score equal to or greater than 640.
   2. No bankruptcies in the past 7 years.
   3. No other major credit derogatories in last 24 months.
   4. No late mortgage payments in the last 12-24 months.
3. You must both choose and then qualify for a conventional conforming fixed rate mortgage and put at least 5% down on the purchase of a home or have at least 5% equity on a refinance.

Superior Mortgage Services

Melaleuca Financial Services offers loans for borrowers not meeting the conditions for a CLOSING COST CREDIT MORTGAGE. Those customers seeking Adjustable Rate Mortgages and/or those with Middle FICO scores under 630 can contact Melaleuca Financial Services toll free for rate and payment quotes at 1(866) 621-7183.

Construction loans, manufactured home loans, and mobile home loans are not available at this time.